Stuck with a Condo

>In 2021 when I was 22 I made a bunch of random crypto money from dogecoin.

>2021 年我 22 岁，靠狗狗币赚了点乱七八糟的加密钱。

>Lived for two years with no job, perma vacation, dropped out of school and bought a condo for $230K

>失业躺平两年、永远在度假、退了学，23 万刀买了套公寓。

>Eventually money ran out

>最后钱花完了

>Went back to school, graduated, and now make $100K and living in my condo.

>回学校读完毕业，现在年入 10 万刀，住在自己的公寓里。

Now I'm 27 years old and feel stuck in a cycle of work, consume, repeat. I have student debt, credit card debt, etc. I hate that I got a taste of the rich life and now have to work like everyone else. Should I settle and be grateful that I own property in one of America's biggest cities and slave away paying off this mortgage for the rest of my life? The condo is now worth about $300k, I've paid off about $20k.

现在我 27 岁，感觉被困在「工作-消费-循环」里。我有学贷、卡债等等。我恨自己尝过富贵的滋味，现在却得跟所有人一样打工。我该认命、感恩自己在美国最大城市之一有房产、然后当牛做马还一辈子房贷吗？公寓现在值约 30 万，我还了约 2 万。

I feel too young to settle down in this city, and that I'm being held down by this property, but I know I will probably never get such a good interest rate (4.125%), and am too scared to sell. I pay less than renters do for a similar living situation. I think I'm going to rent it out and move abroad next year.

我觉得自己太年轻，不该在这座城市定下来，感觉被这套房子拖住了。但我知道这种利率（4.125%）大概再也碰不到了，又不敢卖。我住的档次，房租比我月供还贵。我打算明年把它租出去然后搬去国外。

picrel I live in a modern skyscraper in this city's downtown.

配图：我住在市中心一栋现代摩天楼里。

图片: https://i.4cdn.org/biz/1788979262882951.png

>>62674411

Just visited Chicago for the first time. Sad I didn't try Malort

第一次去芝加哥，遗憾没尝 Malort

>>62674411

>getting in debt to buy a condo

>背债买公寓

Are you fucking retarded?

你是不是有病？

>>62674725

BRO what an awesome reply!!!! Can i - UGH - on GOD, can i have your autograph dude??? Holy hell OP is so dumb!!!!!! A fucking 4.1% condo, WHAT AN IDIOT!!!! you REALLY called him out here. What stupidity. What a fucking RETARD. Imagine that. Thankfully, there are people like you in this world, who post the best replies on internet forums ... fr fr, where would we be without your advice? I think everyome would be in the gutter. On GOD, no cap, not gonna lie it's like SHEEESH!!! You really showed OP there.... man I'm so jealous, I wish I were you UGHHHH baka I'm just a failure too... just like op...

老哥这回复太精彩了！！我能——呃——我对天发誓——能要个你的签名吗兄弟？？我的天楼主太蠢了！！一个 4.1% 利率的公寓，多大的傻子啊！！你真是把他批倒批臭了。太蠢了，真是个十足的智障。难以想象。幸好这世上还有你这种人，在论坛上发最精彩的回复……真的，没有你的建议我们怎么办？我估计大家都得睡阴沟。对天发誓，不吹不黑，真是 SHEEESH！你把楼主狠狠教训了……兄弟我太羡慕了，真想成为你，唉，我也是个失败者……跟楼主一样……

>>62674798

But how do you really feel?

所以你到底真实感受是什么？

>>62674411

> that I own property in one of America's biggest cities

> 我在美国最大城市之一拥有房产

Isn’t $200k condo cheap as fuck?

20 万刀的公寓不是便宜得很吗？

>i bought a condo

>我买了套公寓

>actually i dont own it and only paid off a pittance

>其实并不属于我，而且才还了九牛一毛

So what exactly did you do with your "bunch of random crypto money"?

所以你的「乱七八糟的加密钱」到底花哪去了？

>>62674798

You talk like a fag and your shits all retarded.

你说话像个基佬，而且说的全是智障话。

>>62674411

This is basically what happens to gamblers and lottery winners. You gambled degenerately, then you lived degenerately and spent it all. Unfortunately, a fool and his money are easily parted. no offense intended; almost everyone is a financial fool at that age or younger, myself included. But now you have a $100k job and a condo, so it sounds to me like you're doing pretty okay.

这基本就是赌徒和彩票中奖者的下场。你赌得放纵，活得也放纵，把钱全花光了。可惜傻子和他的钱好聚好散。没有冒犯的意思；那个年纪几乎人人都是财务上的傻子，包括我。但现在你有 10 万刀的工作和一套公寓，听起来你过得挺不错的。

>feel stuck in a cycle of

>感觉被困在循环里

welcome to adulthood. You probably just have to live semi-frugally and save+invest to unshackle yourself. Be happy that a piece of shit called 'dogecoin' allowed you to live so degenerately, because the vast majority lost money on that garbage. I don't understand why you think you have to wageslave for the rest of your life for this condo. You're probably just spending too much. Actually, forget 'probably'. you have credit card debt while on 6 figures and paying ultra cheap housing costs. You DEFINITELY have a spending problem. Unless I am missing something here.

欢迎成年。你大概只需要半节俭地生活、存钱加投资，就能给自己松绑。庆幸吧，一个叫「狗狗币」的垃圾让你放纵过那么久——绝大多数人在那垃圾上亏了钱。我不明白你为什么觉得要为这套公寓打一辈子工。八成只是你花太多了。不对，去掉「八成」：六位数收入、超低住房成本，还背着卡债，你绝对是消费有问题。除非我漏了什么。

>>62674885

Fake story.

假故事。

200k condo is cheap too.

20 万的公寓也够便宜的。

>>62674411

>I hate that I got a taste of the rich life and now have to work like everyone else.

>我恨自己尝过富贵的滋味，现在却得跟所有人一样打工。

Most rich people actually keep working btw. Your 2 problems are spending habits and thinking you are a prince. not the condo or yout debt. And like you said you can always just pay off your cc debt and rent the unit. Make a nice little dent in the student debt too. Find a hobby, invest in yourself. Learn to enjoy life instead of wishing for unrealistic things to happen. Blink and you're 37. Whats 1-2 years of frugal living?

顺便说，大部分有钱人其实一直在工作。你的两个问题是消费习惯和觉得自己是王子。不是公寓，也不是债务。而且像你自己说的，还清卡债把房子租出去就行，学贷也能还掉一块。找个爱好，投资自己。学会享受生活，别老盼着不切实际的事。一眨眼你就 37 了。节俭个一两年算什么？

>>62674908

>Fake story.

>假故事。

Mayhaps. It sounds exactly like what a /biz/ degen would get himself into though. Idk about the condo price.

可能吧。不过这听着完全就是 /biz/ 赌狗会干的事。公寓价格我就不知道了。

>stuck in a cycle

>被困在循环里

welcome to life

欢迎来到人生

>>62674925

https://www.youtube.com/watch?v=pBZs_Py-1_0

>>62674923

But the condos is only 200k, this part doesn’t make sense.

可公寓才 20 万刀，这段说不通啊。

>>62674821

Yes, Chicago has shit weather and not as cool as the coasts, so its considerably cheaper to own.

是的，芝加哥天气烂、不如东西海岸酷，所以持有成本便宜不少。

>>62674867

Lived on the West Coast with family, traveled a bunch up and down California and Hawaii.

我跟家人住西海岸，加州和夏威夷上下折腾着玩了一圈。

>>62674885

Yeah, kind of ashamed to admit, but I've overspent, gone into debt renovating my condo, making it modern, new light fixtures, expensive furniture, etc. I just wanted to be seen by my peers as successful and tasteful. However, most people don't care, I think it has generated jealousy and intimidation in some. Im one of a few Gen Z I know who owns their home.

是，有点不好意思承认：我超支了，为了把公寓翻新得现代时髦——新灯具、贵家具——还背上了债。我就是想让同龄人觉得我成功有品位。结果大部分人在乎的并不是这个，倒是招来了些嫉妒和敬畏。我是我认识的少数拥有自住房的 Z 世代。

>>62674935

>>62674923

Just look at prices for yourself. You can still find condos between $200-$300k in downtown Chicago today. I feel like it will change over the decades as people migrate to the Great Lakes for fresh water and Chicago continues to grow.

自己去查查价格呗。今天芝加哥市中心照样能找到 20-30 万的公寓。我感觉未来几十年会变：人们为了淡水往五大湖迁，芝加哥会继续涨。

图片: https://i.4cdn.org/biz/1789011635206754.png

>>62675635

Fuckin.... fresh water?! What in tarnation...?

搞什么……淡水？！这都什么跟什么……？

图片: https://i.4cdn.org/biz/1789013983759518.gif

>>62674798

Shut up zoomer

闭嘴 Z 世代

>>62674411

>>62675635

So, stupid question time, how big is your mortgage? It matters to everything else.

问个蠢问题：你月供多少？这关系到后面所有事。

As far as renting the place out, does your condo association even allow it? My mother has a condo, I was thinking of AirBnB'ing it when she croaks, but it turns out the condo association absolutely prohibits all rentals, whether AirBnB or traditional "year at a time" things. I can understand doing that since they don't want the problems shit-tier renters can cause, and especially not the problems that random-lets-throw-a-giant-drug-party scum-tier renters can cause, but that basically means we gotta dump the place as soon as she croaks because nobody in the family wants to live in it.

说到出租，你的公寓业委会允许吗？我妈有套公寓，我本来想等她百年之后拿去 Airbnb，结果发现业委会绝对禁止一切出租，Airbnb 也好传统整年租也好。我能理解，他们不想惹低档租客的麻烦，更别提那些动不动开巨型毒趴的渣滓租客。但这基本意味着她百年后我们只能卖房，因为家里没人想住。

Even if you're allowed to rent, do you really want to deal with it? Unless you can charge enough in rent to keep ahead of the mortgage AND the condo association fees AND the taxes AND paying a property management company to deal with tenant shit, you might be kinda stuck, because living abroad means you can't come and unclog the sink every time your tenant clogs the U-trap with grease and hair.

就算允许出租，你真想操心这些吗？除非房租够同时盖过月供、物业费、房产税，还要付托管公司处理租客琐事，不然你会卡死——人在国外，可没法每次租客把油污头发堵进 U 型管时飞回来通下水道。

>>62675727

Say what you will about the Great Lakes, they're a damn near inexhaustable supply of water. Unlike the aquifers out in almost the entire western half of the U.S that have been drained practically dry to [checks notes] grow rice in the middle of deserts.

五大湖随便你怎么说，那水几乎是取之不尽的。不像美国几乎整个西半部的地下水层，早就被抽干去——你敢信——在沙漠中间种水稻。

>>62675727

>>62675748

Forgot to mention, I think it's Idaho that has some paper mills that have earliest-priority water rights to the aquifers there, so that when the pulp mills want to spin up their well pumps, every other water-rights holder in the entire aquifer region has to shut off their well pumps. Under western-USA water rights laws, the first settlers own those rights forever, no matter how fucking retardedly wasteful it is to run a pulp mill in the middle of a fucking desert.

忘了说，好像是爱达荷州，那边有造纸厂握着地下水层的最优先水权：纸浆厂一开井泵，整个地下水区的所有其他水权人全得关泵。按美国西部水权法，先到先得、永久所有——哪怕在沙漠中间造纸蠢到惊天动地。

If it isn't Idaho it's another of the very arid western states. FFS in Colorado you can't even collect the rain off your roof. Oregon used to not allow that too, but all the people desperate for water for their gardens finally got the legislature to change the laws granting them an exception, maybe five years ago or so.

不是爱达荷也是别的干旱西部州。搞什么，科罗拉多连屋顶雨水都不许接。俄勒冈以前也不许，大概五年前，那些为了浇园子抢水的民众终于逼立法机构改了法给了豁免。

oh for FUCKS sake nobody is buying up downtown chicago property for the impending water crisis of 2140

拜托，没人会为了 2140 年的水危机去买芝加哥市中心房产

FRESH WATER FALLS FROM THE SKY EVERY SINGLE DAY

Jesus fucking CHRIST i cannot imagine a single thing more irrelevant to ops situation than THE PRESENCE OF FRESH WATER this thread has devolved into absolute insanity

我的老天，我想不出任何比「有淡水」更跟楼主处境无关的话题了，这楼已经彻底疯了

图片: https://i.4cdn.org/biz/1789016495351117.png

>>62674411

If you know v, she's a great lay but not a good longer term investment

如果你认识 v，她床上很棒，但不是好的长期投资

>>62675778

Acid rain.

酸雨呗。

>>62674411

>bought a condo

>买了套公寓

>slave away paying off this mortgage

>当牛做马还一辈子房贷

>I hate that I got a taste of the rich life and now have to work like everyone else

>我恨自己尝过富贵的滋味，现在却得跟所有人一样打工

Kek. Thanks for the laugh, OP.

笑死。谢谢楼主带来的快乐。

图片: https://i.4cdn.org/biz/1789025237241306.jpg

>>62675771

>>62675778

>>62675787

Water, Mandrake. Water is the source of all life. Seven tenths of this earth's surface is water. Why, you realize that seventy percent of you is water. And as human beings, you and I need fresh, pure water to replenish our precious bodily fluids.

水，Mandrake，水是生命之源。地球表面七成是水。你意识到吗，你身体的七成也是水。作为人类，你和我都需要新鲜纯净的水来补充我们宝贵的体液。（《奇爱博士》台词）

>>62674411

too rich too early,

富得太早，

will cost you,

代价会找上门，

dearly.

How the hell do you avoid the groid in chimpcongo? Whenever I fly though there I'm disgusted.

在芝黑刚果怎么避开那些黑鬼？每次转机经过都让我恶心。

>>62674420

Any big/warehouse liquor store will have it. I love it but it's not for most people.

任何大型酒类仓储店都有卖。我超爱，但不合大众口味。

>>62675854

Chocolate rain

巧克力雨

>>62674411

>I make $100k/year and have an expensive condo in a rich city

>我年入 10 万，在富裕城市有套贵公寓

Dude... how and why are you even possibly complaining right now?

老哥……你现在到底有什么资格、有什么理由在抱怨？

Im 28, have no career, no college education, degree, or any valuable skills. I do DoorDash for a living buddy. It could always be worse.

我 28，没事业，没大学学历，没有任何值钱技能。我靠跑 DoorDash 谋生，兄弟。日子总能更糟的。

>>62676944

>Dude... how and why are you even possibly complaining right now?

>老哥……你现在到底有什么资格、有什么理由在抱怨？

图片: https://i.4cdn.org/biz/1789050072356377.gif

Congrats OP you bought in one of the worst underperforming real estate markets in the country.

恭喜楼主，你买进了全美国表现最差的地产市场之一。

A 230k condo, so imma guess 1 bed/1bath, you pay 6-7k in property taxes, and another 500-700 in hoa fees. Yeah that 100k gets eaten up quick don't it?

23 万的公寓，我猜一室一卫，房产税每年 6-7 千，物业费再收 5-7 百。是的，那 10 万很快就见底了，对吧？

I am an ex-chicago fag, place sucks, yeah job market is okay, but that state gets worse every year.

我是芝加哥逃兵，那地方不行。就业市场凑合，但那州一年比一年烂。

>but muh water

>可是淡水啊

Yeah that's classic chicago fag cope for paying out the ass in taxes in an underperforming real estate market. Eventually at some point in the next 100 years people in Cali will migrate to Chicago and drive your abysmal real estate prices higher.

对，这是芝加哥佬的经典嘴硬——在一个表现稀烂的地产市场里交着天价税。未来 100 年内加州人迟早迁来芝加哥，把你那惨淡的房价拉上去。

Chicago is dying just like Detroit. My suggestion would be to get a job in another state that isn't mired in public pension debt. Even if that means taking less of a comp, because higher comps don't mean shit if the quality of life goes down.

芝加哥正在像底特律一样死去。我的建议是去一个没被公共养老金债务拖死的州找工作。哪怕薪水低一点——如果生活质量下降，高薪毫无意义。

>>62674411

>bought a condo for $230K

>23 万刀买了套公寓

>paying off this mortgage for the rest of my life? The condo is now worth about $300k, I've paid off about $20k.

>当牛做马还一辈子房贷？公寓现在值约 30 万，我还了约 2 万。

YOU DIDN'T BUY ANYTHING

>>62676820

Chicongo area resident here, we avoid them by staying out of Chicongo itself.

芝黑刚果地区居民在此，我们的办法是别进芝黑刚果市区。

>>62678277

>My suggestion would be to get a job in another state that isn't mired in public pension debt.

>我的建议是去一个没被公共养老金债务拖死的州找工作。

Very valid issue. Illinois gives solid-gold parachutes to anyone who works for the government in this state. This includes firefighters, police, teachers, aldermen, janitors, pothole fillers (hah, like they even do anything), just about anyone you can think of with a direct tie to state/local governments. Furthermore, they've enshrined the guaranteed payouts of these pensions in the state constitution.

非常现实的问题。伊利诺伊给本州所有政府雇员发金降落伞：消防员、警察、教师、市议员、清洁工、补路工（哈，好像他们真干活似的），只要跟州或地方政府沾边的都在内。而且这些养老金的保障性给付还写进了州宪法。

The end result is a debt trap that would have bankrupted the state a decade or even two decades ago, except for the slight problem that there is no such thing in federal law as "state bankruptcy". Municipalities can declare bankruptcy, but -- fun fact -- there is no provision in the bankruptcy code for states to do so.

最终结果就是一个债务陷阱，十年甚至二十年前就该把这州拖破产——唯一的「小问题」是联邦法律里根本没有「州破产」这种东西。市政可以破产，但——冷知识——破产法里没有州破产的条款。

Illinois, California, Connecticut, probably most of the "blue" states really, are completely fucked for the foreseeable future. I don't doubt that some day enough communist scumbags like AOC will make it into Congress that they'll create a state bankruptcy provision to fuck the bondholders over, but until then you're gonna get taxed to death in any of these states.

伊利诺伊、加州、康涅狄格，大概所有蓝州，可预见的未来都完蛋了。我不怀疑哪天 AOC 这类共产主义渣滓攒够了国会席位，会搞出州破产条款来坑债券持有人。但在那之前，这些州的税会把你榨干。

I'm stuck here until my mother croaks. Thirty minutes after she does, I'll be looking for summer houses in both Argentina and Finland.

我在这儿熬到我妈百年。她走后半小时，我就开始在阿根廷和芬兰物色避暑别墅。

>>62676859

Yeah I went into a liquor store for it but it was just a $35 bottle, not any shooters.

是，我去酒行只看到 35 刀一瓶的，没有小杯装。

>>62675743

Yeah, I've come to the realization that I can't move out of the country without substantial savings in the case I get a shit tenant.

是，我想明白了：没有足够积蓄防着碰上个垃圾租客，我就不敢搬去国外。

>>62675992

Could be worse. I could still be living with my parents, or homeless.

还能更糟。我可能还在跟爸妈住，或者流落街头。

>>62678277

Yeah, I didn't really buy it to make a shit ton of money and flip the place. It was more to live in a strategic location that was cheap with a fixed mortgage. My neighborhood is completely walkable, and I haven't owned a car for four years, since I lived in California. I remember having to shell out thousands randomly for my cars, and now I just scoot around to work and get groceries on an $800 scooter. I hear how other wagies have to spend money on auto insurance, gas, and maintenance and I'm grateful I haven't done that in years, BECAUSE I bought in a walkable well planned city.

是，我买它本来也不是为了赚大钱倒手。更多是想在便宜的战略位置用固定月供住下来。我那片街区完全步行友好，我从加州搬来后四年没买车。记得以前动不动为车花几千刀，现在我骑 800 刀的小电驴上班买菜。听着其他打工人为车险、油费、保养掏钱，我很感恩自己好几年没这开销了——就因为我买在了步行友好的规划良好的城市。

>>62678396

Yeah, I guess not. But no landlord gonna raise muh rent.

是，那倒不会。但也没有房东来涨我的「房租」。

图片: https://i.4cdn.org/biz/1789104604953706.jpg

>>62674411

This makes no sense you made money on crypto but bought with a mortgage? What did you do make 20k and thought you were rich or something?!

说不通啊，你在加密上赚了钱，却用贷款买房？你是赚了 2 万就觉得自己发财了吗？！

>>62680073

I made about $200k and an extra $50k by using 3commas bots to do DCA trading for me. I lived for two years with no job, paying rent in coastal Orange County CA, had like two cars, went on vacation to San Francisco, Santa Barbara, Santa Cruz, Las Vegas, and Maui. Helped pay for and support my mother in her time of need.

我赚了约 20 万，用 3commas 机器人做 DCA 交易又多赚 5 万。失业躺平了两年，在加州橙县海边付房租，有过两台车，去了旧金山、圣巴巴拉、圣克鲁斯、拉斯维加斯和毛伊岛度假。还出钱帮我妈渡过了难关。

>>62674885

Also thank you, anon I've been using my depression and laziness as an excuse for my poor spending habits. Going to open a HYSA tomorrow, and start putting away 25% of my earnings away.

也谢谢你老哥，我一直拿抑郁和懒惰当消费习惯烂的借口。明天就开高息储蓄账户，开始存收入的 25%。

图片: https://i.4cdn.org/biz/1789105059116234.jpg

>>62674411

rent it out

租出去呗

desu at 230k or 300k your costs shouldnt be that high. by the time your early 30s you'll make enough you wont sweat it

讲真，23 万或 30 万的房子成本不该压得你喘不过气。等你三十出头，收入够了就不叫事了

>>62680068

>no landlord gonna raise muh rent

>但也没有房东来涨我的「房租」。

图片: https://i.4cdn.org/biz/1789110487477440.png

>>62680081

Still makes no sense like wtf why did you by an apartment? You were close to being close go making it and decided to go full nigger rich. I was unemployed for 2 years living off my gains and renting too but knew I'd not made it yet with twice what you had.. you are either a retarded demoralisation larp or just a retard.

还是说不通啊，你买什么公寓啊？你都快要摸到财务自由的边了，结果跑去当暴发户挥霍。我也失业两年靠收益和租房过日子，但我手里的钱是你两倍，都知道自己还没成。你要么是个打消士气的冒充贴，要么就是个真智障。

>>62675982

>Water, Mandrake. Water is the source of all life. Seven tenths of this earth's surface is water. Why, you realize that seventy percent of you is water. And as human beings, you and I need fresh, pure water to replenish our precious bodily fluids.

>水，Mandrake，水是生命之源。地球表面七成是水。你意识到吗，你身体的七成也是水。作为人类，你和我都需要新鲜纯净的水来补充我们宝贵的体液。

图片: https://i.4cdn.org/biz/1789124996588588.jpg

>>62680081

>, and start putting away 25% of my earnings away.

>，开始存收入的 25%。

most young people dont realize you really need to save 25% of your earnings from day 1 for your own retirement. Very very few actually do this. Then if you have a kid you need to save 1000/mo from the day they are born, if you want to put them through college.

大部分年轻人没意识到：从第一天起就得存下收入的 25% 才够养老。真正做到的凤毛麟角。然后要是有孩子，从他出生那天起每月还得存 1000 刀，才供得起大学。

>>62678939

Anyone living and working in IL keeps their head in the sand on this issue. Public pension debt per capita is 50k per person for the state, then in Chicago it's another 50k. Essentially they need to collect 100k from everyone in that city to make due on their promises to pay public workers.

在伊利诺伊生活工作的人对这事都装鸵鸟。该州人均公共养老金债务 5 万，芝加哥再加 5 万。基本上要向每个市民收 10 万刀，才能兑现给公务员的承诺。

The city itself has gone down hill since I left in 2017. I lived there from 2010-2017 and it used to be fun to go out and the nightlife was good. Ever since BLM and beetljuice took over the entire city is shit and unsafe. The northside used to be okay, but now it is just as bad imo.

自我 2017 年离开后，这城市一路走下坡。2010-2017 我住在那儿，以前出去玩很有意思，夜生活也不错。自打 BLM 和甲壳汁市长接管全城，就又烂又不安全。北区以前还行，现在在我看来一样糟。

All that being said if I had to live in an overtaxed shitty blue state run by commies why tf would I pick a state in the middle of the midwest? At least California is the most beautiful state in terms of outdoors and northeast you have the ocean and a bunch of sprawling metropolises.

话说回来，如果非要住在一个被共产党管着、税重到死的烂蓝州，我为什么非要选中西部腹地？加州好歹户外最美，东北部好歹有海和一堆大都会。

Chicago you go 2 hours outside the city and it is just basedbean and corn. There really isn't anywhere fun to go, muh Wisconsin Dells or Michigan.

芝加哥出城两小时就全是大豆和玉米。真没什么好玩的地方，什么威斯康星峡谷、密歇根，得了吧。

>>62674411

I bought a house in cash and thought I'd made it. Now I'm always dealing with some bullshit. Owning sucks unironically I should have just sold all my shit and been a drifter. The things you own own you.

我全款买了房，以为成了。结果天天应付破事。说不讽刺也讽刺：拥有东西真烦，我还不如卖光一切去流浪。你所拥有的一切，反过来拥有你。

>>62681396

If I could afford California, I would probably live there too. However, there are few to no walkable areas in California. That was a huge factor for me in choosing Chicago. You don't understand how much money and freedom I have gained from not having to purchase, store, and maintain an automobile. The few walkable areas in CA are super fucking expensive, like San Francisco or little luxurious beach towns where all the shops are bullshit boutiques anyway. No real urban fabric where families own local businesses.

要是住得起加州，我大概也会去。但加州几乎没有步行友好的区域，这是我选芝加哥的重大原因。你不知道不用买车、养车能省下多少钱和自由。加州那几个步行区贵上天，旧金山，或者全是精品店的豪华海滩小镇。没有真正的城市肌理、没有本地家庭开的店。

(2) Nowhere in California worth living is as cheap as Chicago. The only places worth living are coastal towns and maybe 1 hour drive within from the coast. Anything else is desert meth country and you might as well live in Arizona, Nevada, or Texas.

(2) 加州没有哪个值得住的地方比芝加哥便宜。值得住的就沿海城镇和离海一小时车程以内。其他都是沙漠冰毒乡，那你还不如住亚利桑那、内华达或德州。

And Chicago is the only place worth living in the midwest. Everything else is peasant-tier.

而芝加哥是中西部唯一值得住的地方。其他全是乡巴佬级别。

图片: https://i.4cdn.org/biz/1789142766211324.jpg

If u want a taste of that fuck-you-rich-money feeling, try Doge-1 (both on RH & Sol,This shit is gonna moon like crazy). Doge was the 2019 cycle; this one is the IRL moon cycle.

想要尝一口「去你的有钱」的感觉，试试 Doge-1（Robinhood 和 Sol 链都有，这货要疯涨）。狗狗币是 2019 周期的主角；这轮是现实世界的登月周期。