I'm 29 and I have ~290,000€ in my bank account and I'd like to start investing, but I've never done so in my life.

我29岁，银行账户里有~290,000€，想开始投资，但这辈子完全没投过。

Where do I start? What do I buy? I want to invest in something safe for retirement.

从哪开始？买什么？我想投点稳健的，为退休做准备。

I live in Germany if that matters.

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