>buy $400,000 home

买一套价值40万美元的房子

>interest is 6%

>利率是 6%

>over 30 years, i will pay $1.172 million

>30 年下来，我会付 117.2 万美元

>$400k goes into something that increases in value 3-5% per year

>40 万投入到一个每年增值 3-5% 的东西里

>the remaining $772k is "wasted"

>剩下的 77.2 万算是“浪费了”

>>$463k interest

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