>portfolio up +16% since last year

>自去年以来组合上涨16%

>literally just 90% (one) accumulating ETF, 10% US Bonds

> literally 90%（一只）累计型ETF，10%美国国债

this isn't actually sustainable, is it?

这真的可持续吗？

16% YOY is fucking absurd. There are banks here -begging- for deposits and they're promising (at most) 4.5%

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