What's the rate right now?

现在利率是多少?

Is the interest fixed?

利率是固定的吗?

Any chance for a lower rate?

有可能降点利率吗?

What's the APR on this?

这个年利率是多少?

Can I lock in this rate?

我能锁定这个利率吗?

Does this come with any fees?

这个有附加费用吗?

How often does the rate change?

利率多久调整一次?

Is there a penalty for early pay-off?

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